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<b>What paperwork do I need to turn in before starting the program?</b>
To begin the Center for Adult and Professional Studies (C.A.P.S.) program you must submit the application and registration forms. You can apply at www.apu.edu/apply by selecting your program of interest.
You must also file the FAFSA (Free Application for Federal Student Aid). You can file at www.fafsa.ed.gov. APU's Title IV code is <b>001117</b>.
<b>What if I don't get the loan and I have already started the class?</b>
Unless you have defaulted on a student loan, exceeded your loan total, or are not a U.S. citizen you will qualify for the loan.
<b>When do I have to start paying back the loan?</b>
Repayment of loans begins six months after dropping below half-time, withdrawing from school, or finishing the program. Loans can be deferred as long as you are enrolled half-time or more in school.
<b>Do I only borrow one time for the whole program?</b>
You may borrow at least two times during the program.
<b>What is your payment plan option?</b>
At least 20 percent of the term payment is due the first night of class, and four more equal payments are due on the 10th of each month, plus an $80 service charge.
For more information, visit the C.A.P.S. Student Financial Services website.
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